4x4.io Platform Review 2025
Virtual Cards for Professional Advertisers
Professional virtual card infrastructure for media buyers managing high-volume ad campaigns. Visa and MasterCard from European banks with high-trust BINs, crypto funding, and team management.
Pricing Model
Supported Platforms
What is 4x4.io?
4x4.io is a professional payment infrastructure platform issuing virtual Visa and MasterCard from Ukrainian and European banks. Built specifically for advertisers and arbitrage teams managing significant ad budgets across major platforms.
The platform works directly with banking partners to provide high-trust BINs (Bank Identification Numbers) that ensure smooth transactions and minimal risk of ad account blocks. With transparent pricing, multiple funding options, and professional tools, 4x4.io has become trusted by media buyers worldwide.
Key Conditions
Pricing Structure
$2 per card issuance
7.5% transaction fee
Zero deposit commission
Requirements
$10,000 min. monthly turnover
Professional media buyers
KYC/AML verification
Bank Partners
Ukrainian banks
European banks
High-trust BINs
Core Benefits
Top-Quality BINs
Carefully selected BINs from European and Ukrainian banks ensure higher success rates for transactions across major advertising platforms with minimal rejections.
Low risk of ad account blocks due to card issues
Multiple Top-Up Options
Fund accounts with crypto (USDT, BTC) or classic methods like Visa, MasterCard, SEPA, Swift, Revolut, and Paxum โ convenient for international users.
Zero commission on deposits โ rare in the industry
Automation & Reporting
Built-in dashboard automatically tracks card balances, active/archived cards, spending reports, and full transaction history for complete budget control.
Real-time spend updates with exportable statements
Team Management
Organize work in teams, manage multiple teams, invite buyers, and track sub-user spending with comprehensive multi-team support.
Perfect for agencies managing multiple campaigns
Dashboard Features
Real-Time Control
Financial Control
Honest Assessment
What We Love
Considerations
Why 4x4.io Works for Arbitrage
The platform's main audience is affiliate marketers and media buyers who need a dependable system for ad spend management at scale.
Bank Partnerships
Direct partnerships with European banks ensure reliable card issuance and high acceptance rates
Instant Analytics
Real-time spend tracking and detailed statements provide complete campaign visibility
Security First
24/7 protection, trusted partners, and secure payment processing ensure fund safety
Complete with Mobile Proxies
Professional infrastructure for serious media buyers
Payment Infrastructure
Account Security
Frequently Asked Questions
4x4.io is a platform that issues virtual Visa and MasterCard from Ukrainian and European banks specifically for professional advertisers and arbitrage teams. It's designed for media buyers managing significant ad budgets across Facebook Ads, Google Ads, and TikTok Ads who require reliable payment infrastructure.
4x4.io requires a minimum monthly turnover of $10,000, making it better suited for established arbitrage teams and professional media buyers rather than small-scale advertisers. This ensures the platform maintains its high service standards and professional focus.
Card issuance costs $2 per card plus a 7.5% transaction fee on total spending per card. While this may seem high, the reliability, high-trust BINs, and professional infrastructure justify the cost for serious media buyers managing large budgets.
4x4.io supports multiple payment methods including free top-ups via Visa, MasterCard, USDT, and BTC. Additional methods include Swift, SEPA, Revolut, and Paxum. Notably, deposits come with zero commission, which is rare among virtual card providers.
Currently, 4x4.io fully supports Facebook Ads, Google Ads, and TikTok Ads. The platform is expanding to include Push.House, HilltopAds, PopUnder, AdVinci, and RollerAds. All cards use carefully selected BINs for maximum acceptance rates.
Cards that remain unused for one month are automatically closed. This policy ensures efficient account management but may be inconvenient for users running seasonal or temporarily paused campaigns. Plan your card issuance accordingly.
Yes, 4x4.io support allows users to request test cards before making large commitments. This is particularly valuable for agencies testing new GEOs or platforms, demonstrating the platform's confidence in their service quality.
4x4.io perfectly complements mobile proxy services like Coronium by providing the payment infrastructure for campaigns while mobile proxies handle account security and geo-targeting. Together, they create a complete solution for professional media buyers managing multi-GEO campaigns.